I don’t typically delve into finances and our family budget too often – mainly because numbers, especially ones with dollar signs, make my head spin – but this week has been one to go down in the record books. Ladies and gentleman, we are officially the proud owners of this sweet piece of machinery:

Well, the boat, too – but I am referring to the car. Almost three-and-a-half years ago we took over the not-so-frugal monthly payments (thanks, dad, for the first eighteen months) and thanks to a sweet tax return we paid our last check to Nissan on Valentine’s Day (three months early), giving us a reason to celebrate a holiday we typically glaze over due mostly to an intensely uncomfortable stalker situation a few years back (more on that at a later date).

And so celebrate we did. We took the amount that we would normally send to Nissan and reserved it for a daylong extravaganza, splurging on an amazing couples massage (February special – buy one, get one half off), throwing caution to the wind and not worrying about how much that $8 glass of wine cost at dinner, adventured to a precious toy store and got the baby boy a couple of fun things, with grateful hearts gifted our nanny with a couple of practical items, loaded up on a few good books (buy one, get one fifty percent off) and a new Amy Butler sewing book (forty percent off) – and we still had about $200 to spare at the end of the date.

It’s hard to spend money frivolously when tight wad is all you know – we even went to the $2 movie where the show, popcorn, candy, and coke grand totaled at sixteen bucks for both of us.

So we even bargain shopped on our lavish date, so what? Frugal roots will not be shaken.

By our calculations, and by our I mean Chris’, we will be debt free in eighteen to twenty months. This time next year we will be sending our last payment to USBank, and then a half a year later (or a little more) we will be rid of student loans, thus being debt free. Now, that’s as long as everything stays as is and nothing crazy happens.

So this time next year I hope to be posting about our modest family getaway funded by the former credit card payment – and then the next year another post about our big family adventure to somewhere amazing funded by all payments combined.

We are taking suggestions for destinations – remember, we are trying to get out of debt.

Sidenote: I think the most exciting part about relieving financial stress is the world of opportunity to give to others who can use the money in more fruitful ways than we would if left to our own vices. We give modestly now to a few folks we love and believe in their ministries and I look eagerly to the day when we can give of our money and our hearts and our time with reckless abandon. There’s a sense of peace that comes with knowing that you are a part of someone somewhere having a better today than yesterday…



2 responses

  1. The beauty of this is not that you guys have accomplished something that most people don’t but that you also lived while paying it off… You guys have a skill that many couples never even try so high five and I think that crazy trip needs to be to NC a whole state away hee hee no for real go to Canada with us… to see the whales however you will not be traveling with a debt free family (:

  2. We are only about half way there, but the end is in sight. It’s not been easy at times but you’re right, we have managed to live life and try to be financially responsible at the same time. (We also are WELL taken care of by our family…)
    And you married a doctor, you’re debt will pay off in the end…
    Canada, eh?

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